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Nicholas Powell
Scam library

Is the call "from Medicare" a scam?

Almost always. Medicare won't call you out of the blue to ask for your number.

Hang up. If you have a question, call 1-800-MEDICARE yourself.

Around the countryLast checked November 2026

Watch it happen

1 of 5

Tap through it. Each trick gets named as it happens.

Medicare BenefitsPhone call, a made-up example
  1. "Hi, I'm calling from Medicare about your new card."

    They called you. Medicare doesn't call out of the blue.

    Tap next to keep going.

What to do

  1. 1Hang up. Don't press any buttons to "be removed".
  2. 2To check your plan, call 1-800-MEDICARE (1-800-633-4227), or type Medicare.gov yourself. Don't click a search ad.
  3. 3Read your Medicare statements. Anything you didn't get, call Medicare about it.

What to say: "I don't give my number over the phone. I'll call Medicare myself."

The real place to check: 1-800-MEDICARE (1-800-633-4227), or Medicare.gov typed in yourself.

Practice

Scam or real?

Practice is what helps most. Take a look and pick one.

+1 (888) 555-0119Text message, a made-up example

MyChart: Your 2027 Medicare Kit is ready. Confirm your Medicare ID to receive your new card and extra benefits: mychart-medicarekit.com

Already tapped, paid or told them something? It happens to careful people. Here's what to do now.

Want to know more?

How it works, start to finish

From October 15 to December 7 is Medicare open enrollment, and the calls pour in. Some people get them 15 times a day.

The caller says your card is expiring, or you qualify for extra benefits, a back brace or tests at no cost to you. All they need is to "confirm" your Medicare number.

With your number, they can bill Medicare in your name for things you never got, or switch your plan. Some fake sites even pay to show up first when you search for Medicare.

All the signs
  • They called you. You didn't call them.
  • They ask for your Medicare or Social Security number.
  • Something at no cost to you, if you act today.
  • A threat that you'll lose coverage.
The four steps almost every scam follows
  1. Step 1

    A scary alarm

    Your account, your benefits, your record or your computer is in trouble.

  2. Step 2

    Hurry

    Act now, stay on the line, don't tell anyone.

  3. Step 3

    Only one fix

    Theirs. Do exactly what they say.

  4. Step 4

    Money that can't come back

    Gift cards, a Bitcoin machine, a wire, or cash handed to a courier.

By the numbers
  • Open enrollment runs October 15 to December 7, and that's when these calls peak.
  • Some Ohio seniors report up to 15 calls a day.
  • Over 40 health systems warned about a fake "MyChart Medicare Kit" text this fall.
Where to report it
  • Medicare1-800-MEDICARE (1-800-633-4227)
  • The FTCReportFraud.ftc.gov
  • AARP Fraud Watch Helpline877-908-3360
Where this comes from

Pass it on

Think of someone who'd get this. A parent, a grandparent, a neighbor who lives alone. Sending it is a way of saying you care.

Nicholas Powell

Ask me first. Got one and not sure? Send it to me. I'll tell you what I think and what to do. It's on me, and it stays between us.

Send it to me

First posted November 11, 2026. Last checked November 2026.

General help from a neighbor, not legal, financial or police advice. I can't get money back, and anyone who offers to for a fee is running a second scam. In an emergency, call 911.