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Nicholas Powell
Scam library

Is the easy online job that asks you to pay in a scam?

Yes. A real job pays you. It never asks you to pay to get paid.

Stop. Don't put in any more money, even to "unlock" what you earned.

Around the countryLast checked November 2026

Watch it happen

1 of 6

Tap through it. Each trick gets named as it happens.

Emma, Hiring TeamChat message, a made-up example
  1. Hi! We're hiring remote workers to rate products. $200 to $800 a day, 30 minutes, no experience.

    They found you. You never applied.

    Tap next to keep going.

What to do

  1. 1Stop and don't deposit any more money, even if they say it's the last time.
  2. 2If you sent money from a bank, card or crypto app, call them right away. Use the number on the back of your card.
  3. 3Report it at ReportFraud.ftc.gov and ic3.gov. Keep the chats, the app name and any wallet addresses.

What to say: "A real job doesn't ask me to pay. I'm done."

The real place to check: The company's real website, found yourself, and its real careers page.

Practice

Scam or real?

Practice is what helps most. Take a look and pick one.

Remote Jobs TeamChat message, a made-up example

Congratulations, you passed! Your first $300 is ready. To withdraw, pay a one-time $89 account activation fee in USDT. Your trainer will help you.

Already tapped, paid or told them something? It happens to careful people. Here's what to do now.

Want to know more?

How it works, start to finish

It starts with a text, a WhatsApp message or a post: easy work from home. Rate products, like videos or write reviews, 30 minutes a day, good money. For anyone wanting a little extra, it sounds like a blessing.

They set you up in an app or website, with a friendly "trainer" and a group chat full of people cheering about their pay. At first it works. Your balance grows, and you may even get a small real payment.

Then a "special order" or "lucky combo" puts your account below zero. To keep going, and to get the money you earned, you have to deposit some of your own, usually in crypto. Then it happens again, bigger each time. The balance on the screen was never real.

There are other versions too: a check to buy "work equipment" where you send part of it back, or reshipping packages for a company you never meet. They all end the same way: you pay them.

All the signs
  • They found you. You never applied.
  • No real interview, just a chat or a text.
  • Big pay for simple clicks, reviews or ratings.
  • You have to deposit money, often crypto, to unlock tasks or take out your pay.
  • A check comes, and they ask you to send some of it back or buy something with it.
The four steps almost every scam follows
  1. Step 1

    A scary alarm

    Your account, your benefits, your record or your computer is in trouble.

  2. Step 2

    Hurry

    Act now, stay on the line, don't tell anyone.

  3. Step 3

    Only one fix

    Theirs. Do exactly what they say.

  4. Step 4

    Money that can't come back

    Gift cards, a Bitcoin machine, a wire, or cash handed to a courier.

By the numbers
  • Job scams grew about five times in two years: from $70 million lost in 2023 to $363 million in 2025.
  • About 24,700 people reported one to the FBI in 2025.
  • People in their 50s lost the most, about $101 million.
Where to report it
  • The FTCReportFraud.ftc.gov
  • The FBIic3.gov
  • Ohio Attorney General800-282-0515 or OhioProtects.org
Where this comes from

Pass it on

Think of someone who'd get this. A parent, a grandparent, a neighbor who lives alone. Sending it is a way of saying you care.

Nicholas Powell

Ask me first. Got one and not sure? Send it to me. I'll tell you what I think and what to do. It's on me, and it stays between us.

Send it to me

First posted November 11, 2026. Last checked November 2026.

General help from a neighbor, not legal, financial or police advice. I can't get money back, and anyone who offers to for a fee is running a second scam. In an emergency, call 911.